Coastal Boundary Surveys

Elevation Certificates

What Is An Elevation Certificate?

Elevation certificates are documents that list the location of a building, flood zone, the lowest point of elevation, and other characteristics. Elevation certificates can determine flood insurance rates and help enforce local building ordinances.

When Would You Want An Elevation Certificate?

If you have a property that has a high flood risk, you will probably need to get FEMA's elevation certificate for your property. Once you have this, you can buy flood insurance for your property. The elevation certificate notes how your property's elevation is compared to the base flood elevation as seen on a flood map. If a structure sits at the base flood elevation, it is considered to have a 1% chance of flooding annually. Comparing your property's lowest point of elevation to the base flood elevation assists in determining the flood risk and, consequently, the amount you'll pay for a flood insurance policy.

How Do You Get An Elevation Certificate?

Are you wanting to purchase a home? If so, you may want to ask the sellers for its elevation certificate. If you're building a new home in a flood zone or an at risk area, the builder may need to acquire an elevation certificate. Does your community participate in the National Flood Insurance Program? If so, the floodplain manager at your municipal office can let you know if an elevation certificate is already on file there.

You can also contact High Tide Surveying today to evaluate your property and get a new or updated elevation certificate for you.